We all know that car accidents can be expensive. They often result in costly repairs, medical bills, and lost wages. But, sometimes, you may need to seek the assistance of a lawyer when you’re making a car insurance claim. Knowing when you should get an attorney involved can help you protect your rights and ensure that you get the maximum compensation you deserve.
Serious Injuries and Wrongful Death Claims
If someone has sustained a serious injury or died as a result of an auto accident, you should always consult with an attorney. These types of cases can be complex, and the insurance company may try to deny or minimize your claim. An experienced attorney can help you investigate the accident, properly value your claim, and negotiate with the insurance company for the best possible outcome.
Uninsured or Underinsured Motorist Claims
If you’ve been in an accident with an uninsured or underinsured driver, you may need an attorney to help you with your claim. In these cases, the driver’s insurance may not cover the full amount of your damages, and you may have to file a claim against your own insurance company. Insurance companies are in the business of making money, so they may try to minimize your claim or deny it altogether. An experienced attorney can help you navigate this process and ensure that you get the compensation you deserve.
Denied Claims
If the insurance company has denied your claim, you should contact an attorney right away. An experienced attorney can review the denial and determine whether or not you have a valid claim. They will also be able to advise you on your legal rights and help you decide whether to file a lawsuit against the insurance company.
Delayed Claims
If the insurance company has been dragging its feet in settling your claim, an attorney can help. An attorney can review the claim and determine whether the insurance company is acting in bad faith. They can also help you get the compensation you deserve in a timely manner.
Lowball Offers
If the insurance company has offered you an unreasonably low settlement, you should contact an attorney. An experienced attorney can review the offer and determine whether it is fair and reasonable. They can also help you negotiate with the insurance company and ensure that you get the compensation you deserve.
Complex Cases
If your case is complex, such as a case involving multiple parties or multiple insurance companies, you should contact an attorney. An experienced attorney can help you navigate the complexities of your case and ensure that you get the compensation you deserve.
Conclusion
Car accidents can be stressful, and filing a claim can be confusing and overwhelming. In some cases, you may need to seek the assistance of an attorney to help you with your car insurance claim. An experienced attorney can help you investigate the accident, properly value your claim, and negotiate with the insurance company for the best possible outcome.