Parkinson's And Car Insurance

parkinson's and car insurance
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What is Parkinson’s?

Parkinson’s is a progressive neurological disorder that affects the way people move, think, feel, and behave. It is caused by a loss of nerve cells in the brain, which produces a lack of the chemical dopamine. Symptoms include slowness of movement, stiffness, tremor, and difficulty with balance and coordination. It is a chronic and progressive disorder, meaning that it will continue to get worse over time. Parkinson’s can be managed with medications, physical therapy, and lifestyle changes.

How Does Parkinson’s Affect Car Insurance?

Parkinson’s can have an effect on car insurance. Insurance companies consider many factors when determining insurance rates, including age, driving record, and the type of car being insured. For those with Parkinson’s, insurance companies may consider the symptoms of the disorder and how they may affect a person’s ability to drive safely. It is important for those with Parkinson’s to discuss their condition with their insurance company in order to get the best rate possible.

Tips for Getting Car Insurance with Parkinson’s

If you are living with Parkinson’s, there are a few things you can do to help get the best car insurance rates possible. First, make sure that your insurance company is aware of your condition. Most companies will ask about medical conditions on their applications, and it is important to be honest, as this can affect your rate. You should also discuss any modifications you have made to your car, such as adding hand controls or other mobility aids, as this can also affect your rate.

Finding the Right Insurance Company

When it comes to car insurance, it is important to shop around and find the best rates. While some companies may be more expensive, they may also offer discounts for those living with Parkinson’s. It is important to do your research and find the company that is best for your needs. Many insurance companies have websites that make it easy to compare rates and find the best deal.

Driving with Parkinson’s

When it comes to driving with Parkinson’s, it is important to remember that it is a progressive disorder, and your ability to drive safely may change over time. If you are having difficulty driving, it is important to talk to your doctor, who can help you make any necessary adjustments to your driving habits. Additionally, it is important to have regular checkups with your doctor to ensure that your symptoms are being managed appropriately.


Living with Parkinson’s can be challenging, but it doesn’t have to affect your ability to get car insurance. By taking the time to shop around and find the best rates, as well as discussing your condition with your insurance company, you can ensure that you are getting the best coverage for your needs. Additionally, it is important to remember that driving with Parkinson’s can be difficult, and it is important to talk to your doctor if you are having difficulty.

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